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AT&T vs. Boost Mobile: iPhone 18 Pro for 5 lines

For 5 lines of iPhone 18 Pro over 36 months, Boost Mobile's Unlimited+ beats AT&T's Elite 2.0 by $6,838. The monthly plan price is the single biggest driver of that gap. Both sides are backed by confirmed plan pricing.

AT&T (24 months) and Boost Mobile (24 months) spread its device credit over fewer than 36 months, so the bill drops partway through.

AT&T

Elite 2.0 · Buy unlocked (Apple financing)

Unverified
Most expensive of 2 routes

$108.71/mo per person, 5 lines

$19,568 over 36 months · $543.55/mo household

PlanDeviceFees

$626.95/mo for 24 months, then $377.15/mo once the device is paid off.

How we calculate this

Boost Mobile

Unlimited+ · Buy unlocked (Apple financing)

Estimate
Saves $6,838–$8,352

vs. AT&T unlocked (Apple financing) over 36 months

$70.72/mo per person, 5 lines

$11,215–$12,729 over 36 months · $311.54–$353.59/mo household

PlanDeviceFees

$436.30/mo for 24 months, then $186.50/mo once the device is paid off.

  • Activation fee unconfirmed,
  • Provider fees unconfirmed

Resolves once Boost Mobile's activation fee is confirmed and Boost Mobile's provider fees are confirmed.

How we calculate this

$1,080–$2,394 more than your current bill over 36 months — for 5 lines on Unlimited+

Plus 5 new phones and setup: $5,815–$6,015, net of trade-in/resale credit.

Line 1$62.31–$70.72/mo36-month average

Plan $30.00/mo + device $49.96/mo + $40.00 upfront − $35.97 cashback

iPhone 18 Pro paid over 24 months at 0% APR via Apple Card Monthly Installments, with 3% cashback credited once.

Sales tax on the device (varies by state, typically charged upfront on full MSRP) is not included in the totals above.

Boost Mobile's per-line activation fee isn't confirmed — shown here as $40.00 (worst case, based on the highest verified activation fee in this dataset); best case assumes $0.

We don't have a resale value for a iPhone 16 in this condition yet, so it counts as $0 here.

Line 2$62.31–$70.72/mo36-month average

Plan $30.00/mo + device $49.96/mo + $40.00 upfront − $35.97 cashback

iPhone 18 Pro paid over 24 months at 0% APR via Apple Card Monthly Installments, with 3% cashback credited once.

Sales tax on the device (varies by state, typically charged upfront on full MSRP) is not included in the totals above.

Boost Mobile's per-line activation fee isn't confirmed — shown here as $40.00 (worst case, based on the highest verified activation fee in this dataset); best case assumes $0.

We don't have a resale value for a iPhone 16 in this condition yet, so it counts as $0 here.

Line 3$62.31–$70.72/mo36-month average

Plan $30.00/mo + device $49.96/mo + $40.00 upfront − $35.97 cashback

iPhone 18 Pro paid over 24 months at 0% APR via Apple Card Monthly Installments, with 3% cashback credited once.

Sales tax on the device (varies by state, typically charged upfront on full MSRP) is not included in the totals above.

Boost Mobile's per-line activation fee isn't confirmed — shown here as $40.00 (worst case, based on the highest verified activation fee in this dataset); best case assumes $0.

We don't have a resale value for a iPhone 16 in this condition yet, so it counts as $0 here.

Line 4$62.31–$70.72/mo36-month average

Plan $30.00/mo + device $49.96/mo + $40.00 upfront − $35.97 cashback

iPhone 18 Pro paid over 24 months at 0% APR via Apple Card Monthly Installments, with 3% cashback credited once.

Sales tax on the device (varies by state, typically charged upfront on full MSRP) is not included in the totals above.

Boost Mobile's per-line activation fee isn't confirmed — shown here as $40.00 (worst case, based on the highest verified activation fee in this dataset); best case assumes $0.

We don't have a resale value for a iPhone 16 in this condition yet, so it counts as $0 here.

Line 5$62.31–$70.72/mo36-month average

Plan $30.00/mo + device $49.96/mo + $40.00 upfront − $35.97 cashback

iPhone 18 Pro paid over 24 months at 0% APR via Apple Card Monthly Installments, with 3% cashback credited once.

Sales tax on the device (varies by state, typically charged upfront on full MSRP) is not included in the totals above.

Boost Mobile's per-line activation fee isn't confirmed — shown here as $40.00 (worst case, based on the highest verified activation fee in this dataset); best case assumes $0.

We don't have a resale value for a iPhone 16 in this condition yet, so it counts as $0 here.

Data verified September 10, 2026.

AT&T's provider fee: $5.43/line (PA label; varies by state). Boost Mobile's provider fee: provider fee not yet confirmed.

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