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T-Mobile vs. Boost Mobile: iPhone Duo for 4 lines

For 4 lines of iPhone Duo over 36 months, Boost Mobile's Unlimited+ beats T-Mobile's Experience More by $3,145. The monthly plan price is the single biggest driver of that gap. Both sides are backed by confirmed plan pricing.

T-Mobile (24 months) and Boost Mobile (24 months) spread its device credit over fewer than 36 months, so the bill drops partway through.

T-Mobile

Experience More · Buy unlocked (Apple financing)

Estimate
Most expensive of 2 routes

$114.11/mo per person, 4 lines

$15,794–$16,432 over 36 months · $438.73–$456.45/mo household

PlanDeviceFees

$570.28/mo for 24 months, then $237.12/mo once the device is paid off.

  • Provider fees unconfirmed

Resolves once T-Mobile's provider fees for your location are confirmed.

How we calculate this

Boost Mobile

Unlimited+ · Buy unlocked (Apple financing)

Estimate
Saves $2,507–$4,356

vs. T-Mobile unlocked (Apple financing) over 36 months

$92.27/mo per person, 4 lines

$12,076–$13,287 over 36 months · $335.44–$369.09/mo household

PlanDeviceFees

$482.36/mo for 24 months, then $149.20/mo once the device is paid off.

  • Activation fee unconfirmed,
  • Provider fees unconfirmed

Resolves once Boost Mobile's activation fee is confirmed and Boost Mobile's provider fees are confirmed.

How we calculate this

$0–$1,051 more than your current bill over 36 months — for 4 lines on Unlimited+

Plus 4 new phones and setup: $7,756–$7,916, net of trade-in/resale credit.

Line 1$83.86–$92.27/mo36-month average

Plan $30.00/mo + device $83.29/mo + $40.00 upfront − $59.97 cashback

iPhone Duo paid over 24 months at 0% APR via Apple Card Monthly Installments, with 3% cashback credited once.

Sales tax on the device (varies by state, typically charged upfront on full MSRP) is not included in the totals above.

Boost Mobile's per-line activation fee isn't confirmed — shown here as $40.00 (worst case, based on the highest verified activation fee in this dataset); best case assumes $0.

We don't have a resale value for a iPhone 16 in this condition yet, so it counts as $0 here.

Line 2$83.86–$92.27/mo36-month average

Plan $30.00/mo + device $83.29/mo + $40.00 upfront − $59.97 cashback

iPhone Duo paid over 24 months at 0% APR via Apple Card Monthly Installments, with 3% cashback credited once.

Sales tax on the device (varies by state, typically charged upfront on full MSRP) is not included in the totals above.

Boost Mobile's per-line activation fee isn't confirmed — shown here as $40.00 (worst case, based on the highest verified activation fee in this dataset); best case assumes $0.

We don't have a resale value for a iPhone 16 in this condition yet, so it counts as $0 here.

Line 3$83.86–$92.27/mo36-month average

Plan $30.00/mo + device $83.29/mo + $40.00 upfront − $59.97 cashback

iPhone Duo paid over 24 months at 0% APR via Apple Card Monthly Installments, with 3% cashback credited once.

Sales tax on the device (varies by state, typically charged upfront on full MSRP) is not included in the totals above.

Boost Mobile's per-line activation fee isn't confirmed — shown here as $40.00 (worst case, based on the highest verified activation fee in this dataset); best case assumes $0.

We don't have a resale value for a iPhone 16 in this condition yet, so it counts as $0 here.

Line 4$83.86–$92.27/mo36-month average

Plan $30.00/mo + device $83.29/mo + $40.00 upfront − $59.97 cashback

iPhone Duo paid over 24 months at 0% APR via Apple Card Monthly Installments, with 3% cashback credited once.

Sales tax on the device (varies by state, typically charged upfront on full MSRP) is not included in the totals above.

Boost Mobile's per-line activation fee isn't confirmed — shown here as $40.00 (worst case, based on the highest verified activation fee in this dataset); best case assumes $0.

We don't have a resale value for a iPhone 16 in this condition yet, so it counts as $0 here.

Data verified September 10, 2026.

T-Mobile's provider fee: $4.49/line + $0.36–$4.79/line surcharge that varies by location. Boost Mobile's provider fee: provider fee not yet confirmed.

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