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T-Mobile vs. Cricket Wireless: iPhone Duo for 3 lines
For 3 lines of iPhone Duo over 36 months, Cricket Wireless's Smart Unlimited beats T-Mobile's Experience More by $3,807. The monthly plan price is the single biggest driver of that gap. Both sides are backed by confirmed plan pricing.
Cricket Wireless already bakes taxes and fees into the plan price shown.
T-Mobile
Experience More · Buy unlocked (Apple financing)
$120.77–$120.78/mo per person, 3 lines
$12,566–$13,044 over 36 months · $349.05–$362.34/mo household
$447.71/mo for 24 months, then $197.84/mo once the device is paid off.
- Provider fees unconfirmed
Resolves once T-Mobile's provider fees for your location are confirmed.
Cricket Wireless
Smart Unlimited · Buy unlocked (Apple financing)
vs. T-Mobile unlocked (Apple financing) over 36 months
$85.52–$85.53/mo per person, 3 lines
$9,237 over 36 months · $256.58/mo household
$344.87/mo for 24 months, then $95.00/mo once the device is paid off.
How we calculate thisSaves $900 vs. your current bill over 36 months
Plus 3 new phones and setup: $5,817, net of trade-in/resale credit.
Plan $31.67/mo + device $83.29/mo − $59.97 cashback
iPhone Duo paid over 24 months at 0% APR via Apple Card Monthly Installments, with 3% cashback credited once.
Sales tax on the device (varies by state, typically charged upfront on full MSRP) is not included in the totals above.
We don't have a resale value for a iPhone 16 in this condition yet, so it counts as $0 here.
Plan $31.67/mo + device $83.29/mo − $59.97 cashback
iPhone Duo paid over 24 months at 0% APR via Apple Card Monthly Installments, with 3% cashback credited once.
Sales tax on the device (varies by state, typically charged upfront on full MSRP) is not included in the totals above.
We don't have a resale value for a iPhone 16 in this condition yet, so it counts as $0 here.
Plan $31.66/mo + device $83.29/mo − $59.97 cashback
iPhone Duo paid over 24 months at 0% APR via Apple Card Monthly Installments, with 3% cashback credited once.
Sales tax on the device (varies by state, typically charged upfront on full MSRP) is not included in the totals above.
We don't have a resale value for a iPhone 16 in this condition yet, so it counts as $0 here.
Data verified September 10, 2026.
T-Mobile's provider fee: $4.49/line + $0.36–$4.79/line surcharge that varies by location. Cricket Wireless's provider fee: $0.00/line.
Frequently asked
Which is cheaper for 3 lines of iPhone Duo: T-Mobile or Cricket Wireless?
Cricket Wireless's Smart Unlimited costs $9,237 over 36 months for 3 lines of iPhone Duo, $3,807 less than T-Mobile's Experience More at $13,044.
What's the effective monthly cost of iPhone Duo on T-Mobile vs. Cricket Wireless?
T-Mobile works out to $362.34/mo and Cricket Wireless to $256.58/mo, each the 36-month total divided evenly by 36 — not necessarily the bill you'd see in any single month.
Are these T-Mobile and Cricket Wireless prices confirmed?
T-Mobile's total is a computed worst/best estimate, pending a promo or fee confirmation, and Cricket Wireless's is not yet independently verified. See the confidence badge on each card, and our methodology page, for what that means.